Appraisal services for Granite Falls and Snohomish County homeowners
Check out the top seven reasons WA homeowners hire E. J. Moylan:
Need help deciding the price of your house in or near Granite Falls, WA?
We at E. J. Moylan understand the special needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at E. J. Moylan, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value report than yours. Need to cancel PMI?An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping homeowners just like you delete unneeded and unwanted PMI insurance. Challenge property tax assessmentsLets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from E. J. Moylan is your number one weapon. HELOC recently frozen?If your home is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. E. J. Moylan can provide you with an expert appraisal to help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? E. J. Moylan offers field reviews where we go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home. |